Privacy Policy
The CEO of IRC adheres to the Privacy Policy of our parent organization, the International Rescue Committee, which can be found at https://www.rescue.org/respecting-your-privacy.
Additionally, we have outlined financial privacy rights within our loan application.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We respect the privacy of our customers and are committed to treating customer information responsibly. We collect "nonpublic personal information" about you from the following sources: 1) Information we receive from you on applications or other forms, and 2) Information about your transactions with us.
We do not disclose any nonpublic personally identifiable information about our customers or former customers to anyone, except as permitted by law. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Consent for Receiving SMS Text Messages, Phone Calls, Emails, and Postal Mail
Throughout the loan application process, you will be required to provide your consent to receive automated SMS text messages, phone calls, emails, and postal correspondence. By signing the loan closure documents, you grant us permission to communicate information regarding your loan payment activities, as well as periodic updates about our programs and services. If you wish to cease receiving postal mail, emails, or phone calls from us after your loan has been fully paid, please submit your request via email to support@irc-ceo.org.
Lending Servicing Provider - Happy Mango Credit
Your loan is managed by a third-party service provider, Happy Mango Credit. Below, you may review their privacy policy and terms of service.
Happy Mango’s Privacy Policy - https://www.happymangocredit.com/privacy.html
Happy Mango’s Terms of Service - https://www.happymangocredit.com/sites/default/files/TOS%202019%20Final.pdf
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