"How long will it take to deposit funds into my account?"
After closing your loan on Happy Mango, funds are electronically deposited via ACH and usually available within one to three business days, depending on your bank. Note that funds won't be accessible right after closing, as transaction times may vary by bank.
For Auto and Business Loans with Collateral
Our finance team will start funding the loan after the contract is signed and we receive the dealer's transfer info. Funds can be transferred via same-day ACH, wire transfer, or check, and timing varies by method. The seller will be notified when funding starts and completes. Most dealers allow immediate vehicle possession, but some may wait for full payment processing.
Remember, it may take up to 30 days for the CEO to decide on a loan. If you need immediate financial help, contact your financial coach or explore other financing options.
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