Credit Building Ladder Loans
Generally, individuals who complete training on credit provided by one of our partners are eligible to initiate the first Credit Building Ladder at a principal amount of $100 without the need for additional approval. To progress to the subsequent tier on the Ladder at $300, borrowers are required to make timely repayments on their loans.
In contrast to other financial institutions, we do not impose a minimum credit score requirement. Our assessment focuses on the credit repayment history, specifically examining the last 6 to 12 months.
Consumer and Business Loans
For additional information regarding the consumer and business loans offered by IRC-CEO, please refer to the following articles that outline the specific requirements associated with each loan.
- What loan products does CEO offer
- What are the documents required for an application
- How CEO makes loan decision
When you are ready to apply for our loan, please look at this article on How to apply for a CEO loan.
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