CEO offers a diverse range of installment loan products as detailed in the table below. By default, all loans are interest-based with a fixed interest rate that remains constant throughout the loan term. For clients who prefer a loan without interest due to religious or moral considerations, we provide fee-based loan alternatives. To explore this option further, please refer to the article "Fee-Based Loan Option."
Our loans are available in the following states:
AZ, CA, CO, FL, GA, IA, ID, KS, KY, MA, MD, MT, NJ, NY, TX, UT, VA, WA
However, please note that not all loans are available in all states. Your local partner can inform you which loan products you have access to based on your state of residence.
| Type of Loan | Maximum Loan Amount | Maximum Term | Fixed Interest Rate |
| Consumer Loans | |||
| Credit Building Ladder | $100 | 6 months | 0.00% |
| $300 | 8 months | 0.00% | |
| $1,000 | 20 months | 0.00% | |
| Education and Training | $8,000 | 60 months | 3.99% - 4.99% |
| Immigration | $8,000 | 60 months | 4.99% - 6.99% |
| Personal | $2,500 | 48 months | 7.99% - 13.99% |
| Auto Purchase | $20,000 | 72 months | 5.99% - 11.99% |
| Auto Refinance | $20,000 | 72 months | 6.99% - 11.99% |
| Business Loans | |||
| Microenterprise | $2,500 | 12 months | 0.00% |
| $5,000 | 24 months | 2.99% | |
| $5,000 | 36 months | 3.99% | |
| $50,000 | 72 months | 8.99% - 11.99% | |
| Digital Accelerator | $2,500 | 12 months | 0.00% |
| $2,500 | 18 months | 0.99% | |
| $2,500 | 24 months | 1.99% | |
The above rates and maximums apply to all locations and loan products, with exceptions below for specific states/sites.
- Arizona – all loans $15,000 or less used to purchase a vehicle (business loans included) will have a max fee assessed at the closing of $150 (otherwise, 2% of the loan amount).
- California – all loans less than $5,000 will have a closing fee of 2% of the loan amount or $75, whichever is less.
- Georgia – all loans under $3,000 have a maximum interest rate of 8%.
- Montana – all loans including credit-building have a 0% closing fee.
- Texas and Colorado – all loans except credit-building have a minimum of an 18-month repayment term (never any early repayment penalties).
To learn more about each loan product, the terms, the rates, and the discounts available, click on one of the loan products below:
Digital Accelerator Business Loans
Business (Microenterprise) Loans
For California Residents
- CA FINANCE LENDER’S LICENSE #60DBO54868
- LOANS MADE OR ARRANGED PURSUANT TO CALIFORNIA FINANCE LAW LICENSE
- FOR INFORMATION CONTACT THE DEPARTMENT OF BUSINESS OVERSIGHT, STATE OF CALIFORNIA
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