CEO Loan Rates and Terms

For PDF document that can be shared, see CEO Rate Sheet

CEO has both interest-based and fee-based loan products. Our loans are only available in the following states: AZ, CA, CO, DC, FL, GA, IA, ID, KS, KY, MA, MD, NJ, NY, TX, UT, VA, WA

Our interest-based loan products rates and terms are listed in the table below. 

The above rates and maximums apply to all locations and loan products, with exceptions below for specific states/sites.

• Arizona – all loans $15,000 or less used to purchase a vehicle (business loans included) will have max fee assessed at closing of $150 (otherwise, 2% of loan amount).
• California – all loans less than $5,000 will have closing fee of 2% of loan amount or $75, whichever is less.
• Georgia – all loans under $3,000 have max interest rate of 8%.
• Texas and Colorado – all loans except credit-building have minimum of 18-month repayment term (never any early repayment penalties).

Our fee-based loan options fees and terms are listed on the table below. 

The above fees apply to all locations and loan products, with exceptions for specific states/sites below.

• Arizona – only business loan is eligible.
• California – business and consumer loans must be over $5000.

To learn more about fee-based loan options, please visit this article - Fee-Based Loans

For California Residents

• CA FINANCE LENDER’S LICENSE #60DBO54868
• LOANS MADE OR ARRANGED PURSUANT TO CALIFORNIA FINANCE LAW LICENSE
• FOR INFORMATION CONTACT THE DEPARTMENT OF BUSINESS OVERSIGHT, STATE OF CALIFORNIA