What are the documents required for application?

Please review this chart for the documents required for the loan applications.

In addition to the documents above, applicants should have an email address and phone number and provide a U.S Bank account information and voided check/direct deposit form.

You may apply for an auto loan with a learner's permit and receive the pre-approval letter. However, for an approved auto loan, you need to have a valid driver's license and secure and maintain comprehensive + collision +uninsured motorist coverage with policy limits of at least 75% of the car's resale value.

For a business loan, there are additional items required:

• Two most recent monthly bank statements (personal and business)
• Two most recent pay stubs OR two months of verifiable business income statements
• Previous year's tax return (personal and business)
• Business license, Articles of Incorporation, EIN if available
• Business plan and 12-month business cash flow projections depending on the loan size
• Other supporting documents such as sales reports, invoices, financial statements,  etc. if available