In general, anyone who completes one of our partner's training on credit may start on the first Credit Building Ladder at $100 with no additional approval. To move up to the next step on the Ladder at $300, borrowers must repay their loans on time.
Unlike other banks and lenders, we also don't have a minimum credit score requirement. We examine the credit repayment history and focus on the last 6-12 months.
For all other loans offered by IRC-CEO, you can look at the following articles to learn more about loan-specific requirements.
- What loan products does CEO offer
- What are the documents required for an application
- How CEO makes loan decision
When you are ready to apply for our loan, please look at this article on How to apply for a CEO loan.