You can apply for our loans if you do not have a Social Security Number (SSN). In our lending platform, Happy Mango, SSN is required in loan applications. If an SSN is unavailable, enter a clearly fake number, like 000-00-0000, to complete the application. Please do not enter your Individual Taxpayer Identification Number (ITIN) as it is unnecessary.
We can access your credit history provided you have existing revolving accounts and installment account activities that are being reported to the three major credit bureaus (Equifax, Experian, and TransUnion) with your personal identification information.
We would also like to let you know that you can open a checking or savings account in the U.S. without an SSN. In most cases, some banks and credit unions will accept a passport number and country of issuance, an alien identification card number, or other government-issued ID numbers. You can find more information in this article published by the Consumer Financial Protection Bureau - https://www.consumerfinance.gov/ask-cfpb/can-i-get-a-checking-account-without-a-social-security-number-en-929/