The IRC’s Center for Economic Opportunity (CEO) is a national, non-profit financial institution that offers small-dollar consumer and business loans to New Americans and other credit-thin individuals. We offer practical loans at affordable rates to support our borrowers' financial health and goals.
IRC began lending in the U.S. network in 2000, primarily focused on business loans to entrepreneurs. Since then, the IRC has disbursed more than $3,000,000 to thousands of individuals. In 2013, IRC created the IRC's Center for Economic Opportunity (CEO), which has become the primary lending arm of the IRC, and it quickly earned a designation from the US Treasury as a Community Development Financial Institution (CDFI). Since 2013, the variety of loans offered by CEO has grown from traditional business loans to credit building loans, auto loans, education loans, immigration, and personal loans. All of which become available at different points in a client's economic empowerment journey.