The IRC’s Center for Economic Opportunity (CEO) is a national, non-profit financial institution that offers small-dollar consumer and business loans to New Americans and other credit-thin individuals. We offer practical loans at affordable rates that promote upward economic mobility of our borrowers.
IRC began lending in the U.S. network in 2000, primarily focused on business loans to entrepreneurs. Since then, the IRC has disbursed more than $3,000,000 to thousands of individuals. In 2013, IRC created the IRC's Center for Economic Opportunity (CEO), which has become the primary lending arm of the IRC, and it quickly earned a designation from the US Treasury as a Community Development Financial Institution (CDFI). Since 2013, the variety of loans offered by the Center has grown from traditional business loans to credit-building loans, auto loans, education loans, immigration, and personal loans. By 2025, CEO anticipates loan availability will reach New Americans in more than 20 states.
To find out if one of our partners is near you, please visit this article - How to apply for a CEO loan?
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