Happy Mango provides a user-friendly platform that allows you to view and manage your loan payments conveniently. To access your loan information, follow these simple steps:
- Visit the Happy Mango website (https://user.happymangocredit.com/#login) and log in to your account using your credentials.
- Once logged in, navigate to the top right corner of the page, where you will find a drop-down menu. Click on the drop-down menu to reveal a list of options.
- From the drop-down menu, select the option labeled "Loans." This selection will direct you to a page dedicated to managing your loans.
- On the loans page, you will find a comprehensive list of all the loans you have closed with Happy Mango. Each loan will be displayed with key details, such as the loan amount, pay-off amount, and repayment term.
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If you wish to explore the payment history and schedule for a particular loan, click on the "See More" button associated with that loan. By doing that, you can review more information about the loan.
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The expanded view will present the loan's payment history, providing an overview of your payments and any outstanding balance. Additionally, you can access the loan's repayment schedule, which outlines the due dates and amounts for future payments.
Managing upcoming loan payment
When you complete your loan application process, you have signed up for Happy Mango Smart ACH Automatic Payments. At least five days before the loan payment due date, you will receive an automated email and text message regarding the amount, the due date, and the account used for the payment. An invoice related to the upcoming payment can be downloaded online or from the email notification. If you want to manage your payment manually, you could select one of the following options:
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- "Pay Now" - This button lets you pay before the due date. However, the payment amount cannot be altered. If successful, this satisfies the current period and automatically pushes the next payment due.
- "Pay Early" - This button functions like "Pay Extra." You can make an extra payment of any amount by choosing this option. However, this option won't affect the next scheduled payment. If successful, this payment is applied to the current schedule but will not change the next payment due.
- "Pay Off" allows you to pay the loan in full. If successful, the loan will be automatically moved to the Paid-Off page
- "SOS" - This button in red allows you to contact us directly to request changes in upcoming scheduled payments. Please remember that if you want to modify an upcoming payment, you should submit the request three business days before the scheduled payment date. We cannot stop scheduled ACH payments if the transfer has been initiated.
- The pencil icon under Automatic ACH allows you to change the connected bank account for loan payments.
- The download icon next to the Loan Repayment Schedule lets you download a copy of your current loan schedule.
By following these steps, you can conveniently monitor and manage your loans on Happy Mango's platform, ensuring you stay informed about your payment history and upcoming obligations.
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